Finance Topics or Ideas are the foundation of remarkable personal finance blogs. For your blog to take off, you need tons of quality finance topics to fill up your content calendar. But it’s hard to find good financial blog topic ideas week after week if not daily.
The good news is that you don’t have to do it on your own. In this article, we will give you 17 engaging blog topics for finance to inspire you on your blogging journey.
Navigating the world of personal finances can be confusing when you’re just getting started. Unfortunately, most people weren’t taught about finances in school.
As a result, financial literacy across the country is far lower than it should be. First, remember that there’s no shame in being a beginner.
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It’s not your fault that you haven’t learned about these important financial topics before now.
However, it is your responsibility to take charge and learn about these topics and how they affect you. In this article, we’re breaking down nine important financial topics you need an understanding of.
Explore the most popular personal finance topics. The original and objective personal finance articles and tools below have been designed to help consumers make informed financial decisions.
Find free information on our financial topics to write about for persona finance bloggers, including:
- Taxes
- Mortgages,
- Credit Cards,
- Home Equity Loans,
- Online Banking Fees,
- Certificates of Deposit,
- Checking and ATM Fees,
- Money Market Accounts and
- New and Used Automobile Loans.
What is Finance?
Finance is defined as the management of money and includes activities such as investing, borrowing, lending, budgeting, saving, and forecasting.
There are three main types of finance:
This guide will unpack the question: what is finance?
Finance Topics To Write About For Bloggers
1. How to Overcome Debt – Finance Topics For Article Writing
Debt is a modern-day scourge.
No matter who your target audience is, they’re probably struggling with debt, so finance blog topics that help them overcome that debt are sure winners.
Bad debt can place people in stressful, uncomfortable situations.
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When you provide articles that can help them reach a stable financial level, they might thank you by visiting your blog more often – or looking into your company’s finance services.
These are just a few examples you can use to kickstart your inspiration:
Some debt-related blog ideas are :
- Debt Management Tips for [Niche]
- 20 Ways To Get Out of the Debt Trap
- 5 Easy Ways to Avoid Credit Card Debt
- How to Teach Your Children About Debt
- How To Get Out of Debt Without Paying
- What is the Difference Between Bad Debt and Good Debt
2. How to Make Money Online and Side Hustles
You can’t invest money if you don’t have any. You can’t do much of anything without money. Making money is seemingly on everyone’s mind.
With the current economic squeeze, everybody wants to know how to make extra money to supplement their regular income. How to make money online and home side hustles are hot topics right now.
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Talk about side hustles for your target audience, be it:
- Nurses
- Lawyers
- Teachers
- Creatives
- Consultants
- Working dads
- College students
- Blue-collar workers
- Stay-at-home moms
Your financial blog can provide a wealth of information with articles covering:
- Are You Making Enough Money?
- 10 Passive Income Secrets Revealed
- How to Earn Money Without Leaving Your Bed
You can also share online money-making ideas everyone can try, like how to make a website for affiliate marketing or how to flip domains.
3. Personal Finance Stories and Experiences
Your personal experiences with money can be a goldmine of content ideas for your finance blog. The best part? It’s inimitable content that resonates with readers. What Finance Topics can you write about?
Here are some personal money blog examples:
- How I Paid Off $40,000 Credit Card Debt in 2 Years
- How I Developed a Healthy Relationship With Money
- Teaching Kids About Money: 5 Tales Told by My Children
You can also leverage the power of user-generated content by publishing the stories of your readers.
4. Money-Saving Tips – Popular Finance Topics To Write About
Saving money is everyone’s dream. But very few people get it right.
Your readers will stick with your blog if you give them actionable tips on how to save money and build financial security in these tough times.
- How to Save Money When Buying a Home
- 21 Tips and Tricks To Saving Money on Groceries
- 3 Money-saving Secrets You Probably Never Heard About
Angle your tips to the specific audience you are writing for. You could cover money-saving tips for young adults, singles, families, students, senior citizens, small business owners, young couples, etc.
5. Personal Finance Apps
Whatever financial activity you want to do. Whether it’s Banking, Investment, or Bill management. There is an app for it. People love apps because they simplify financial tasks and provide convenience.
Below are financial apps content topics you can try:
- The Ultimate Guide To Personal Finance Apps: 101 Tools (Cover as many apps as you can in different categories)
- 10 Best Apps for [Finance task], e.g. bill management, budgeting, banking, investing, saving money on groceries (coupons), etc.
- How To Use [App] for or to [benefit] (Do a thorough analysis of how to use a specific application and show how it benefits your readers’ lives)
6. Budgeting Tips – Finance Topics on Money Management
Budgeting guidance is another trending personal finance topic. Assist your audience to turn their financial dreams into reality through strict budget plans and they’ll become loyal blog followers.
Here are a few ideas to consider:
- The Best Free Budgeting Apps
- How to Budget on a Limited Income
- 10 Best Free Budgeting Apps in 2023
- 5 Budgeting Tips for [Niche audience]
- 6 Common Budget Mistakes You Can’t Afford to Make
- An Introduction to Financial Discipline and Its Benefits
- What Is a Financial Planner, and Do You Need One?
You can also create content on how to use budget calculators. Budget calculators are a highly searched topic so you can get a lot of organic traffic if your article resonates with readers. To maximize conversions, link your budget calculator from the post if you have one.
7. Credit Card Tips
Credit cards are a part of the modern lifestyle. They can be a delight or disaster depending on how you use them.
Create finance content around credit cards based on these questions:
- Which credit cards have the lowest interest?
- How many credit cards should you have and why?
- What are credit card rewards programs and how do they work?
- How do you combat unhealthy credit card usage habits that cause debt?
8. Money Mistakes To Avoid – Finance Topics For Discussion
Nobody wants to make mistakes in life, especially with their hard-earned cash. That’s why readers love financial blog topics that reveal common mistakes people make with their money.
Let’s unpack a few of the mistakes type of posts:
- Financial Mistakes To Avoid in Your [20s, 30s, 40s, 50s, etc.]
- The Top 10 Money Mistakes People Make (Number 7 Will Surprise You!)
- 10 Money Mistakes People Make When [Investing, Buying a house, Getting Married, etc.,]
When you’re writing this type of post, don’t just point out bloopers. Suggest solutions to fix them and your audience will be eager to read and share your advice.
9. Investment Ideas and Tips
Many people want to make money without doing much. Investing remains a popular topic that can cover the basics or more advanced subjects like cryptocurrency.
Everyone from college students to senior citizens wants to know how to grow their money.
Help your audience navigate the treacherous waters of investments and they’ll reward you with their attention week in and week out. These are a few article titles that can generate a quick return:
Touch on topics like:
- 5 Stocks to Avoid
- Is Investing Worth It Anymore?
- What is the Next Big Cryptocurrency?
- Common investment mistakes and how to avoid them.
- Cryptocurrency and bitcoin- are they rich goldmines or slimy scams?
- Types of investments and who they are best for, e.g. stocks, bonds, annuities, options, mutual funds and exchange-traded funds (ETFs), real estate, and dividend stocks.
10. Banking Tips and Tricks – Finance Topics For Beginners
Banking is a crucial part of personal finance. Guide your audience in banking matters by writing about:
- X Banking Tips for [Target audience], e.g. students, young millennials, small business owners, newlyweds, senior citizens, etc.
- Proven tips to lower or avoid bank charges such as banking online, using free checking or savings accounts, maintaining a minimum monthly balance, and so on.
- Banking secrets most people are clueless about, e.g. banks push overdraft fees, banks make money by loaning your money to other people, etc.
11. College-Related Finance Topics / Student Loans
Next on our finance blog topics list is college-related content. Student loans seem to be a popular talking point everywhere.
Today, 55% of students leave college saddled with debt. So parents and students are looking for better ways to raise money for schooling and/or pay off education loans fast.
Below are a few college finance blog post ideas. You can add to the conversation when you write articles like:
- 21 Finance Tips for College Students
- 10 Ways To Pay Off Student Loans Faster
- How To Get a Student Loan and Pay For College
- Should You Quickly Pay Off Your Student Loans?
- Why You Shouldn’t Worry About Your Student Loans.
- Avoid These 3 Purchases After You Pay Off Your Student Loans.
12. Home Buying Tips
A home is one of the most important purchases anyone can make. The process involves plenty of research. Your blog can positively contribute to a Home Buyer’s quest, empowering them to make the right decisions.
Americans spend more on buying a house than they do on any other expense.
With the standard American home costing a hefty $428,700, people need all the help they can get to finance a house and make their dream of owning a home come true.
That’s where you come in with solid home-buying advice like. You can help home buyers by writing about:
- Should You Buy a Home or Rent?
- 5 Tips for First-time Home Buyers
- What to Expect After You Buy a Home
- Mortgage Refinancing and How It Works
- Don’t Repeat These 4 Home Buying Mistakes
- 10 Mortgage Tips To Help You Land the Best Deal
- How To Make an Irresistible Cash Offer for a House
13. Retirement Advice – Finance Topics for Older People
For many people, retiring seems like a distant dream. Preparing for that life change in advance can make the golden years that much richer.
I’m sure you will agree with me when I say most people would like to ride into the sunset with a substantial nest egg in their senior years.
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But people don’t know how they can do it. That’s where your retirement financial blog post ideas like the ones below come in to save the day.
At least, that’s what many people hope. They can turn to your blog if it has such articles as:
- Should You Retire Early?
- The 3 Retirement Hacks You Can Do Now
- How to Pick the Right Retirement Account
- 5 Tactics To Help You Boost Your Retirement Savings
- 10 Retirement Planning Mistakes and How To Fix Them
- What Is Retirement Planning and Why Is It Important?
14. Top Finance Blogs To Follow
Your personal finance blog isn’t the only one out there. Feature the best blogs in the finance world for your audience to get a complete perspective on your topic.
- 10 Top [Niche] Blogs in 2023, e.g. banking making money online, retirement, etc.
- 5 Best Finance for [Target audience], e.g. beginners, young adults, 50-somethings, etc.
To make your content stickier and distinctive, reveal the personalities behind the blogs. And, of course, don’t forget to mention your blog.
15. Best Personal Finance Books
Another cool content idea is reviewing the crème de la crème of personal finance books. Write list posts of the best books in a specific category, with a brief overview of each book.
Or, take a single book and write a detailed review of it. Include money mindset books in your reviews because it’s a sought-after topic these days.
16. You Can Write About Taxes – Finance Topics for business people
Taxes are inevitable. Dealing with them is more stressful than it should be.
You can ease people’s minds with articles written about the hardships they might face. Your articles can contain solutions that never occurred to them. A few examples are:
- Avoid These 3 Tax Scams
- Taxes 101: What You Should Know
- Who Has to Pay Federal Income Tax?
17. You Can Write About Different Cultural Approaches to Finance
Every country and culture has its ideas about finance. Exploring those areas could broaden your blog’s readership. Some examples include:
- Australian Investing Habits
- The 5 Most Financially Stable Countries
- Do People in Other Countries Have Student Loans?
How to Find a Popular Finance Topic to Write About
How can your blog attract readers who want to know more about a popular topic? Simple! Write articles about a popular finance topic.
The easiest way to find trending finance topics is to look at what’s going on in the world. Current news is a treasure trove of topic ideas that you can mine for hot and relevant content.
A news item can inspire you to create the ultimate guide on that subject. You can create or share a list of news items and provide context and commentary for each point. Use the news.
Finance Blog Topics & Ideas Your Audience Will Love
Looking to write a new blog post but experiencing some writer’s block? Coming up with new blog post ideas and topics can be time-consuming and daunting.
What’s even more challenging is coming up with a great content idea – one that will bring you the right traffic and resonate across your audience.
Writing a great blog post can take hours, days, and sometimes even weeks, so it’s critical that you do your research to ensure your post will reach your intended audience.
Different Blog Post Types (& How To Use Them)
How-To-Guide Content
How-to-guides are a great way to share insight and knowledge across your audience. These guides are informative and teach your reader how to complete a given task using step-by-step instructions.
The more value and answers you bring to your reader, the more they are likely to return to your site and, eventually, turn into a customer. Here a few things to remember when writing your “how-to-guide:”
- Write directly to your reader with clear and concise instructions.
- Identify the logical order of your instructions and use numbered lists.
- Use headings and bold to identify key stages in your step-by-step guide.
- Use photos and videos as much as possible to provide context to your reader.
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List-Based Content
Lists are a great way to consolidate information and provide your user with a quick and simple read. For those that want a quick answer or don’t have time to read a long article, lists are a great way to quickly answer your searcher’s query.
List content is great for driving traffic to your blog, and they are often quick to create.
Other Blog Post Types
There are various other blog post styles you can use to create content. When you combine a mix of different blog post styles into your content strategy, you create an engaging experience for your audience.
Here are some other blog post styles you should consider experimenting with:
- eBooks
- Infographics
- Case studies
- Video content
- Interviews or Q&A’s