Best PayPal Alternatives For Online Payments

Best PayPal Alternatives For Online Payments. List Of Best PayPal Alternatives. Here is a list of popular alternatives to PayPal:
Best Alternatives To PayPal For Online Payment That Will Make Your Life Easier. Best PayPal Alternatives. Google Pay; WePay; 2CheckOut; Authorize.Net; Skrill; Intuit; ProPay; Dwolla; Braintree; Stripe; Payoneer; Amazon .

I have been a PayPal user for almost five years, and I love it to the core. When I was starting out online, I had no idea how to receive money from people outside of my own country, and PayPal made it so easy to receive money from these foreign country transactions. Best PayPal Alternatives For Online Payments.

In other countries like India, due to PayPal and RBI disputes, you can’t use PayPal the same as other users from countries like the U.S.A, the U.K., and Australia.

So you will have to start digging around to find some of the Best Alternative sites to PayPal.

Related Post: Credit Card Mistakes You Might Be Making

PayPal (PYPL) is almost synonymous with online payments, but it is not alone in the growing digital money space.



Nearly every consumer market is moving online. For example, consider how Amazon overtook Walmart as the world’s largest retailer. Consumers are turning to online payment systems in record numbers every year.

The industry for Online Payment Platforms is always innovating, and major players are starting to take notice, as there is a lot of room for competitor services.

Apple, Google, and Samsung have all created rival platforms, and there are plenty of lesser-known alternatives already available in the online payments marketplace.

There are many sites that are similar to PayPal with more or fewer features. I will list some of the best money transfer sites which I have found while searching for an alternative method for receiving payments.

Related Post: How To Start Blogging For Money – Step By Step Guide

If you know of any others feel free to suggest via the comments.



For the quick read, here is the list of services that are mentioned below:

  1. Payoneer
  2. Skrill
  3. Stripe
  4. Remitly
  5. 2checkout
  6. Instamojo
  7. Coinpayments (For Crypto payment gateway)
  8. Binance Pay (For Crypto payments)
  9. Transferwise  Currently Called WISE
  10. Google Pay
  11. Coinbase merchants

Related Posts:




PayPal: Best PayPal Alternatives For Online Payments


PayPal was founded in 1998 as a libertarian experiment by a group of tech superstars, including Elon Musk, Max Levchin, and Peter Thiel.

By 2002, it became the go-to brand name in online money management and was bought by eBay. Total PayPal payment volume hit a record in 2019 at $712 billion.

In 2018, the volume was $578 billion and in 2012 it was $150 billion. This is significant growth in a short span of time. Despite its growth, PayPal is far from monopolizing the industry.

One advantage that PayPal has is that it is a huge, multi-service platform; competitors are not always as diverse.

For example, Stripe is designed for online businesses. Other options compete on multiple fronts, including Google Pay Send.

Each brings something unique to the table, so the best alternative likely depends on the individual consumer’s online money habits. The following four companies are good alternatives to PayPal.

Best Alternative sites to PayPal: 2024 Edition


These PayPal alternatives are ideal for freelancers, bloggers, small business owners, and affiliates.  I would love to know what tool you are using to send or receive payment from overseas.

So, let’s start with our grand list of Best PayPal Alternatives For Online Payments :





1. Payoneer

Payoneer is one of the oldest services for Global Payment, and now they are available in countries like India, Pakistan, and many more. Best PayPal Alternatives For Online Payments

Will let you receive money from the:

  • U.S,
  • European countries,
  • Japan,
  • Australia,
  • China and
  • few other countries.

The best part about Payoneer is the transaction fees are lower and because of this, you will end up saving a lot of money. Do visit Payoneer review to learn more about their offerings.

Signing up for Payoneer is free, and once you have done a transaction of $1000 using Payoneer, you will get a bonus of $25.

Payoneer is one of the most popular electronic platforms in the world. It started around the same time as PayPal, and like PayPal, operates in more than 200 countries.

Related Post: Top Money Rules of Thumb You Need To Know

Has two types of accounts: one that is free and allows for money withdrawal directly into your bank account.

The other account calls for a prepaid card that is only available to individuals and costs $29.95 a month. Payoneer charges a transaction fee of $1.50 for local bank transfers.

Payoneer also provides a service called Billing Service that allows for a business set up for requesting payments from customers.

This is a 3% fee for credit cards and 1% for debit cards. Payoneer is a strong alternative to PayPal that provides a lot of functionality and services for both individuals and businesses.

SignUp To Payoneer Now 




2. Skrill: Best PayPal Alternatives For Online Payments

Skrill is a very popular alternative for PayPal & Payoneer because of their currency conversion rates (they are the best).

I have tried it myself a couple of times and MB transfers work great. They also offer a prepaid Mastercard that works in millions of shop worldwide.

They also have an iPhone & Android app so you can make transactions from your mobile.

Skrill is one of the best-known PayPal alternatives. The major area where Skrill touts its services over PayPal is in terms of transaction costs. PayPal earns 4.5% for a merchant transaction fee while Skrill charges 2.9%.

One area of concern for private users is the inactivity fees; if Skrill accounts are not used for 12 months, a small charge of $5 is assessed.

PayPal’s biggest advantage over Skrill is in terms of merchant acceptance. It is simply easier for many shoppers to use PayPal because almost every major retailer is PayPal accessible.

For private users, though, Skrill is a good option as it has zero deposit fees, zero fees for withdrawals, and sending and receiving money is free.

Sign Up To SKRILLL

Related Post: Best Ways To Save Money For Travel or Investing





3. Google Pay

Google pay service is available for everyone to integrate Google pay with their existing website, e-commerce store, app and more.

Implementing Google pay is easy with any kind of website or services that you offer or you can use ready-made integration for services like Shopify, WooCommerce, Stripe, Square to name a few.

  • Credit card fees: 2.9%
  • Withdrawal time: 1-3 days
  • Debit card & bank transfer fees: Zero
  • Payment method: Credit card, debit card, Bank transfer, UPI

Personally, if you are looking for a long term PayPal alternative for your online store, Google pay should be an idle choice.

Several big-name competitors could have been listed here. Such as Amazon Pay, Apple Pay, or Samsung Pay; however, none of these services have quite the full range of options of PayPal.

Related post: Best Ways To Save Money Each Month

Although they do not lack for resources and are all determined to be serious competitors in the future.

Instead, Google Pay Send gets the nod for its ability to attach payments to Gmail messages. And the fact that Google is one of the few companies that dominate the online world.

Like PayPal, Google Pay Send is great for sending money to and from anywhere for virtually any reason, but Google Pay Send does not charge a fee on debit transactions, whereas PayPal charges 2.9%.

There are no setup or cancellation fees for Google Pay Send, and it is available for Android and iPhones.

The biggest advantage for Google Pay Send is the merchant function that allows for a variety of tools to manage your business and incorporate loyalty programs and other advantages.

It makes a big difference for businesses to be able to put a “Buy with Google” tab on their websites.

Sign Up To Google Pay Now




4. Remitly: Best PayPal Alternatives For Online Payments

Remitly is another popular service to send money to India & Philippines.  They are running great promotional offers & one of them is no charge on transfers over $1000.

When sending money via credit or debit card, the transfer will happen automatically at the flat rate of $3.99.

You also have an option to send payment without any fees, but it will take 3 days. I believe that when you are not in a hurry, free is good.

Sigh Up To REMITLY Now

Related Post: How To Save Time And Money At Airport – The Hassle


5. Stripe: Best PayPal Alternatives For Online Payments

If you are looking for a PayPal alternative to accept payment on your online store, Stripe is the best option. It’s a USA based company & accepts the application from many countries in the world.

If you are from a country which is not in operation list of Stripe, you can take advantage of Stripe Atlas program that let you incorporate a company in USA & also opens a bank account for you.

I actually did all this to run zerox24 website & you can read about Stripe Atlas program here.

Stripe has integration with almost all the web stores, e-commerce store so you are more likely to find a plugin or a way to integrate Stripe with your web store or e-commerce site.

You can use Stripe to accept one-time payment & even for accepting recurring payments.

Stipe accepts payment from all major Debit/Credit cards from 135+ Countries, so you can truly go global with Stripe.

There is no setup fees or monthly fees. However, per transaction Stripe charges 2.9% + 30 cents. You can also accept payment in Bitcoins using Stripe payment processor.

Related Post: Easy Ways To Make Money Online In 2022

Stripe competes against PayPal for online business customers but not much else. This service is only available to U.S. and Canada-based businesses, but payments can come in from any source.

Fees are very clear; Stripe charges 2.9% plus 30 cents on every transaction.

The checkout process for Stripe is self-hosted; it occurs on the business owner’s site rather than sending customers to an external site such as PayPal. Which saves businesses from monthly fees for the trouble.

Another convenience of using the Stripe platform is with bank account deposits. Suppose a customer purchases a product from a business through Stripe.

The Stripe network automatically deposits the funds into an outside bank account; this means fewer manually initiated transfers.

Which is a constant hassle for many businesses, and fewer opportunities for disastrous events such as fraud or account holds.

Sign Up for Stripe Now




6. Coinbase Merchants: Best PayPal Alternatives For Online Payments

If your business is ok accepting Cryptocurrencies like Bitcoin, Ethereum or even stable coins like USDC, you should use Coinbase merchants account.

This will help you to save a significant amount of money and the settlement is done quite fast.

CoinBase is a well-known crypto service provider from the USA, which has launched Coinbase merchant service a while back.

Features of Coinbase Merchants:

  • Webhooks for charges
  • Hosted checkout buttons
  • No fees to accept cryptos
  • Global – No limitation of jurisdiction
  • USD coin – If you not accepting crypto due to volatility, you can accept payments in USD coin. It’s faster and pegged to real USD value.

Following integrations are available:

Withdrawing funds to your bank account can take up to 1-3 days.  This service is not for everyone as it requires a little technical know-how that could be easily learned.

However, advantage is really high if your clients are ok paying in cryptocurrencies. As a crypto PayPal alternative, this is worth checking out.

Sign Up to COINBASE MARCHANTS Now





7. 2Checkout

Many of my online partners have resorted to 2CO for all their online money needs. 2CO has a lot of positive reviews and is considered as a great alternative to PayPal. Best PayPal Alternatives For Online Payments

2CheckOut is used to collect payment from all over the world.

The only downside of 2CheckOut is the high transaction & transfer fees. If you use 2CheckOut, I would suggest keeping your payment release level high so that you save on money transfer fees.

Getting on-board with 2CheckOut is easy & their support is pretty awesome.

Register to 2CheckOut Now For Free

Supported Currencies for FOREX:

US Dollars, Argentina Peso, Australian Dollars, Brazilian Real, Canadian Dollars, Danish Kroner, Euro, GBP-Sterlings, Hong Kong Dollars, Indian Rupee, Japanese Yen, Mexican Peso, New Zealand Dollars, Norwegian Kroner, South African, Rand, Swedish Kroner, Swiss Francs


8. Instamojo: Best PayPal Alternatives For Online Payments

Instamojo is the PayPal equivalent for Indian users. You can quickly send payment to other Instamojo user using @username or email address. Best PayPal Alternatives For Online Payments

Similarly, you can receive payment by giving your username to others. You can also set up an online store if you like and sell stuff like digital products or services.

I have been using Instamojo for almost 2 years and it’s getting better day by day.

Sign Up for INSTAMOJO Here





9. TransferWise

Many of you might not know this popular money transfer website which was created by the people behind Skype & backed by Richard Branson.

You might prefer TransferWise over PayPal because of their low transaction fees & currency conversion charges. That means you won’t lose money in currency conversion.

Watch the below video to understand how easy it is to send money using TransferWise:

TransferWise supports various countries & currencies.

When you signup for TransferWise using the link below, your first transaction (up to £500) is completely free.

SignUp To Transferwise Currently Known as WISE


10. Binance Pay

Binance pay is a crypto alternative of PayPal which can be used for P2P payment, as well as accepting online payments on your e-commerce store. Users can pay using stable coins, BNB coin, BTC and over 20+ crypto assets. The integration is simple, which would let you add “Pay with Binance” button on your e-commerce store. Best PayPal Alternatives For Online Payments

To use Binance pay, you need a Binance account with complete KYC. Unfortunately, this feature is not available for users from USA, and they should look at other options listed in this resource.

If you already have a Binance account, then open your Binance mobile app, and click on profile, and select Binance pay to start creating your pay account for accepting payments or sending P2P payments like PayPal.

SignUp Now To BinancePay




11. CoinPayments: Best PayPal Alternatives For Online Payments

If you are looking for a crypto payment gateway which works as a PayPal alternatives, then look no further than CoinPayments.

They have integration available for all popular e-commerce platforms and it lets you accept payment in all major cryptocurrencies.

Not only that, it also offer a multi crypto-currency wallet, that could be used to store your cryptoassets. You can use this along with PayPal or other payment gateways to accept payment in cryptos.

Sign Up Now To CoinPayments




12. BlueSnap

Best for: Tech-savvy online businesses looking for a versatile payment solution.

BlueSnap is a popular payment gateway — that is, a checkout portal that collects information for payment processing — that caters to a wide range of e-commerce businesses, offering 100 currency types and a payment experience in 29 languages.

It provides an API that allows you to customize your checkout page, as well as build subscription plans. This PayPal alternative also includes a virtual terminal and functionality specifically for marketplace payments.

BlueSnap will charge you varying transaction fees based on what kinds of transactions you process. Rates in the U.S. range from 2% plus 30 cents up to 3.7% plus 30 cents per transaction.

Additional features you can expect include chargeback monitoring, fraud prevention and a reporting suite.

Sign Up Here


13. WePay: Best PayPal Alternatives For Online Payments

Best for: SaaS businesses looking for their own hosted payment solution.

Unlike most PayPal alternatives on this list, WePay is designed specifically for businesses that operate software platforms and want to allow their users to send and receive payments.

Instead of using a third-party processor and integrating it with your own platform, you can use WePay to create a payments solution hosted within your own system.

For WePay Link, the basic plan option, the rates are 2.95% plus 25 cents for credit card processing.

Sign Up Here




Better For Integration with other Platforms


14. Amazon Pay: Best PayPal Alternatives For Online Payments

Best for: U.S.-based online businesses that already use an e-commerce platform; businesses that already have an Amazon seller account.

Amazon Pay is a payment gateway that allows your customers to check out online using the information they have stored in their Amazon account.

To access it, you can set up a seller account and then use its customizable API to integrate the plug-in with your existing e-commerce platform. It works with several e-commerce platforms, such as BigCommerce and Shopify.

Amazon Pay charges 2.9% plus 30 cents per transaction for purchases made online or through a mobile app.

For payments made with cards issued outside the U.S., there’s a cross-border fee of 3.9% plus 30 cents per transaction. Note that it offers lower fees to charitable organizations.

Best for: QuickBooks users looking for an integrated mobile payment solution. Best PayPal Alternatives For Online Payments

QuickBooks GoPayment is the best PayPal alternative for syncing with your QuickBooks accounting software.

It’s an app that allows for mobile payment processing that costs 2.4% plus 25 cents per magstripe, chip and contactless payment, and 3.4% plus 25 cents per keyed-in payment.

All the payments you accept will sync seamlessly with your existing QuickBooks account.





16. Shopify Payments: Best PayPal Alternatives For Online Payments

Best for: E-commerce businesses using Shopify.

If you have an e-commerce store with Shopify, it makes sense to use Shopify Payments.

The company will charge you an additional transaction fee on top of the rates you’ll pay from your payment processor if you use a different service.

Basic Shopify Plan subscribers get access to payment processing rates starting at 2.9% plus 30 cents for online transactions ($29 per month).

That rate drops to 2.4% plus 30 cents for Advanced Shopify subscribers ($299 per month).

Why Look For Best PayPal Alternatives For Online Payments


A PayPal business account allows companies to accept card payments online, even from customers who don’t have a PayPal account.

Its fast setup makes it a popular choice. But there are a number of reasons why you might be looking for alternatives:

  • You want a more customizable option. Although PayPal has a number of payment solutions, certain providers, like Stripe, offer more advanced online payment customization.

  • You’re interested in lower fees. Some payment processors charge lower rates than PayPal.

  • You’re looking for better integrations with certain platforms. Some payment solutions might work more seamlessly with the other apps you use on a daily basis.

  • You want a dedicated merchant account, which is an account businesses use to access funds from card payments. PayPal aggregates all its customers’ funds into a single merchant account.

  • You’re looking for more features and functionality. PayPal’s point-of-sale technology, for example, is limited compared with other providers.




Summary: Best PayPal Alternatives For Online Payments


PayPal has its perks and strengths, but there are plenty of great alternatives out there for you to consider. Many of these have lower fees or features better suited to different needs.

To finish, here’s a roundup of the best PayPal alternatives along with our thoughts on what each payment solution is best suited to:

  • Payoneer: Best for small to medium-sized businesses looking for an all-around solution.
  • Skrill: Best for those who deal in cryptocurrencies or play games online.
  • Google Pay: Best for quick, easy, and free payments from a well-known brand.
  • Stripe: Best for businesses wanting an intuitive and flexible API (application programming interface).
  • Amazon Pay: Best for an all-around, trusted payment solution with brand appeal.
  • TransferWise: Best for individuals and service-based businesses with a high volume of international transactions.
  • Shopify Payments: Best for ecommerce businesses using the Shopify platform.
  • Authorize.Net: Best for small businesses wanting incredible customer support and security.
  • Square: Best for businesses focused on selling in-person.
  • Braintree: Best for very large businesses and corporations.
  • Dwolla: Best for serious U.S. based businesses with high volumes of bank transfers.
  • Quickbooks Payments: Best for freelancers and other small service-based businesses who also need a professional accounting tool.
  • 2CheckOutBest for businesses that need a single payment provider that works with many currencies, countries, and languages.

Which PayPal alternative is best suited to your needs? Did we miss a great payment solution? Let us know in the comments below! Best PayPal Alternatives For Online Payments.